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Financial Help
And my God will supply all your needs according to His riches in glory in Christ Jesus.” Philippians 4:19
Many people thinking about adoption consider the financial aspect one of the greatest hurdles. Below we have listed several avenues God may use to provide for your needs according to His riches in glory in Christ Jesus.
Disclaimer: The links below will take you away from the FamilyLife.com website. FamilyLife does not necessarily endorse, in their entirety, all the organizations represented on this page. We are providing these links as helpful resources as you consider adoption.
Foundations
A number of foundations have been established to help fund adoption expenses. Churches committed to orphans ministry have started developing grant programs for members needing help. Following are a few organizations you may want to consider:
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Show Hope was founded by Steven Curtis and Mary Beth Chapman and is dedicated to helping prospective adoptive parents overcome the financial barriers associated with adoption. They accomplish this by awarding financial grants to qualified families already in the process of adopting. The size of the grant awarded is determined by several factors, the most important being need. For more information visit:www.showhope.org |
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LifeSong for Orphans encourages Christian couples to adopt a child by relieving some of the financial burden of international and domestic adoption. They provide Adoption Matching Grants from $1k-$4k per child, and also offer Interest-Free Loans. For more information visit their website at www.lifesongfororphans.org, email them at info@lifesongfororphans.org, or phone 309.747.3556.
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I CARE was created to help families meet adoption costs and to expand the opportunity for children to join loving families in the United States. I CARE accomplishes its goals by streamlining the process and helping to make adoption more affordable. International Children's Adoption Resource Effort |
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The ABBA Fund provides interest-free covenant loans to Christian couples who are called by God to expand their families through adoption and who need help with the "cash flow crunch" posed by adoption expenses. |
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Federal adoption tax credit
Under this law adoptive families may be eligible to receive an income tax credit for their adoption expenses, to over $11,000. You can find additional information by calling 1-800-829-3676 or by accessing the IRS website at www.irs.ustreas.gov.
Special Needs Adoption
Many agencies offer significant reductions in fees for children with special needs. The definition of what conditions qualify as special needs can vary from agency to agency. Some are long-term conditions while others are treatable and correctable. Ask your agency what reductions in fees they offer for children with special needs.
Adoption from state foster care
In many states couples who adopt children from a state foster care system will pay little to nothing. If the child is considered a “special needs” child, he can receive a monthly subsidy.
Employee adoption benefits
Many corporations assist employees with adoption expenses. Contact your human resources department for more information. For a list of employers that offer such benefits call 1-800-TO-ADOPT.
Military families
The U.S. military will reimburse active duty personnel up to $2,000 in adoption expenses after adoption finalization has occurred.
National Endowment for Financial Education
Here you'll find out about expenses common to most adoptions, as well as those unique to the adoption of waiting children, to independent adoptions, and to international adoptions. You'll also learn about financial assistance and tax breaks available to adoptive parents. National Endowment for Financial Education - How to Make Adoption an Affordable Option
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